I paid to 30$ to pull my credit report last night. There were no surprises except that some of their information was out of date. Basically, if you go to any of the three major credit reporting agencies: Experian, Equifax, or Transunion you can pay for them to provide a report of your credit from the three agencies. They provide a list of the credit available, your payment histories, and your credit score among other things. It’s important to check your credit report from time to time just to make sure there aren’t any errors. I noticed that a few charge accounts were still open from buying furniture and appliances. They don’t really need to be open.
I was glad to see that I have good credit. The suggestions on how to improve my credit were strange. Basically, if I want to get even better credit scores I need to open more credit cards. Isn’t that weird?